Climate
Insurance,
Delivered.
Parametric coverage powered by satellites and AI,
embedded in the financial products people already use.
Measurement,
Aggregation,
Payment.
Suyana automates climate insurance from end to end. We monitor weather conditions via satellite, calculate risk at precise locations, and trigger payouts automatically when conditions cross predefined thresholds. No claims process, no delays.
Satellite Measurement
We track precipitation, soil moisture, temperature, and other climate variables using satellite imagery and global weather models, from a single city block to an entire region.
Risk Aggregation
Our models group areas with similar climate exposure to minimize basis risk. More accurate coverage, better pricing, any geography.
Automatic Payouts
When conditions cross the policy threshold, payouts trigger automatically. No claims paperwork. Funds arrive in days, not months.
Coverage That Didn't Exist Before.
Most climate risks are uninsurable because traditional models can't price them, detect them, or adjust them properly. Parametric insurance removes all three bottlenecks.
Drought
Satellite-based drought monitoring triggers payouts automatically when rainfall drops below your policy threshold. Farmers get paid in days, not months. No claims paperwork.
Flood
Proprietary algorithms detect flood conditions from satellite imagery at high spatial resolution. Payouts are triggered the moment conditions are confirmed. Coverage where traditional flood insurance is too slow or unavailable.
Storm Surge
Our ocean model maps storm surge at 400x the resolution of standard approaches. Hybrid parametric triggers reduce basis risk. Built for ports, coastal infrastructure, and marine operations.
Heatwave
Extreme heat is the deadliest weather event worldwide. Our parametric cover triggers payouts when sustained temperatures cross defined thresholds, protecting outdoor workers and energy systems before losses compound.
The Climate
Protection Gap
Climate disasters cause over $300 billion in damages every year. 70% of these losses are not insured. The gap between climate risk and financial protection is growing faster than any product on the market can close it.
Global climate-related damages that go unrecovered each year.
Uninsured
Living in climate-vulnerable regions with no formal protection.
Latest Insights
Updates on parametric insurance, climate science, and what we're building at Suyana.
Before the Harvest
New partners, new investors, and the philosophy behind Suyana's journey.
Offerings to Pachamama
What Pachamama taught us about giving back, and building a climate insurance company.
Miami Reinsurance Week
Innovation, partnerships, and a forward-looking vision for climate protection in Latin America
Frequently Asked Questions
Parametric insurance pays out automatically when predefined weather conditions are met, like drought reaching a certain threshold. No lengthy claims process — just instant, transparent payouts based on satellite data and objective triggers.
Our proprietary technology achieves 400x better geographic precision than traditional methods, using advanced machine learning and multiple satellite data sources. We continuously validate our models against real-world events to ensure reliability.
Funds are released automatically via smart contracts the moment an event is verified by our data oracles. This bypasses traditional loss adjustment, often delivering liquidity within days rather than months.
We currently cover pluvial and fluvial flooding, agricultural drought, and cyclonic wind speeds. We are actively expanding our monitoring capabilities to include wildfire heat signatures and extreme temperature volatility.
By automating the claims process and using objective data, we eliminate massive administrative overhead found in traditional insurance. This allows us to offer competitive premiums even for previously uninsurable risks in emerging markets.
Suyana operates as a B2B2C platform. We embed our protection directly into the financial products of our partner institutions. If your bank is a member of our network, you can activate coverage through your existing banking dashboard.
Don't wait for disaster to strike.
Talk to our team about parametric coverage for your market.
Contact Us